It covers a financial loss that can arise virtually on a daily basis.
Policies can be issued on a Comprehensive (Full) and Third-party basis.
What’s covered ?
Comprehensive (Full) covers:
Our standard Motorcycle Insurance covers damage to your motorcycle due to:
- Fire and Lightening/self-ignition
- External Accident
- Theft or Burglary
- Natural Calamities
- Riot Strikes, Malicious Acts & Terrorism(optional coverage)
Third-party only covers:
- Your legal liability for
- Death or bodily injury to Third-party
- Damage to property of Third-party
- Death or bodily injury to Rider and Pillion Rider
We issued first policy on 1st December 1993.
What’s required for claim?
In case of Comprehensive (Full) coverage:
- Claim Intimation(by letter or email)
- Estimate/Quotation from the authorized dealer/repairer.
- Copy of Driving Licence & updated Vehicle Registration Book (Blue Book).
- Original Report from the concerned Police authority.
- Original VAT Bills/Cash Memos towards repair/replacement.
In case of Thrid Party coverage/ / Rider and Pillion Rider:
- Third Party Vehicle/Motorcycle
- Estimate/Quotation from the authorized dealer/repairer.
- Copy of Driving Licence, Motorcycle Registration Book (Blue Book)
- Police Report.
- Original VAT Bills / Cash Memos towards repair / replacement.
- Third Party’s Vehicle/MotorcyclePolicy copy
- Injury /Death
- Police Report.
- Emergency Card issued by the treating Hospital/ Nursing home
- Attending Doctor’s/Hospital’s prescriptions/Nurse’s Daily Record/ Doctor’s prescription including chit issued by the Nurse on duty.
- Discharge Summary in original.
- Original bills incurred for medical expenses.
- Agreement (Milapatra) in original done in presence of the concerned legal authority.
- Death Case:
- Post Mortem Report
- Certificate of relationship
