Fire
Damages and losses caused to your car due to an accidental fire.
Reliable coverage for your vehicle. Drive with confidence.
Private Vehicle Insurance (4 Wheeler) Vehicles on road are very prone to accidents. These accidents can cause loss to your own vehicle, loss of life or injury to driver and passengers, and financial burden of Third party legal liability. Vehicle Insurance provides financial indemnification against the physical damage to the own vehicle, Third party legal liability, and bodily injury to driver and passengers resulting from an accident. We issued the first policy on 1st December 1993.
Car insurance is a contract between a vehicle owner and an insurance company that provides financial protection against losses and damages resulting from traffic accidents or other incidents involving the vehicle. In exchange for paying a premium, the insurance company agrees to cover certain costs associated with accidents, theft, or other damage, subject to the terms and conditions of the policy.Car insurance, also known as auto insurance, is designed to protect car owners against financial losses resulting from accidents, theft, and other vehicle-related incidents. It encompasses various types of coverage, each serving a specific purpose to ensure comprehensive protection.
Damages and losses caused to your car due to an accidental fire.
Personal Accident to driver and passenger.
Reliable coverage for your vehicle. Drive with confidence.
Covers for the losses incurred when your car is unfortunately stolen
Riot Strikes Malicious Acts & Terrorism(Optional Coverage)
All types of Third-Party Coverage
A "Duly Completed Proposal Form" refers to a proposal document that has been filled out thoroughly and accurately according to the specified requirements.
A KYC (Know Your Customer) form is a document used by businesses to verify the identity of their clients. It typically requires personal information such as name, address, date of birth, and identification numbers.
A tax invoice or bill copy for a purchased vehicle is an important document that serves as proof of purchase and includes detailed information about the transaction.
The term blue book can refer to various types of documents or publications depending on the context. Here are a few common interpretations:
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won't be covered.
You were driving or without a valid driving licence.
You hold a learner's license and were driving without valid license in the front passenger seat
Any damage which is not direct result ofthe accident(e.g. after an accident,if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence (e,g, damage due to driving a car in a flood, which is not recommended as per the manifucturer's driving manual, will not be covered)
Your were doing fraud work while driving a car or without valid license
24/7 Support: Car insurance with 24/7 support ensures that you have access to assistance at any time, day or night. Whether you're stuck on the road due to a breakdown, need to report a claim after an accident, or have questions about your policy, having round-the-clock support means you can get help whenever you need it. This provides peace of mind knowing that help is just a phone call away, even during emergencies.
Financial Protection: Car insurance offers financial protection by covering the costs associated with accidents, damages, or theft of your vehicle. It typically includes coverage for repairs or replacement of your car, medical expenses for injuries to you or others, and liability protection if you're responsible for damage to someone else's property or injuries. This protection helps you avoid significant out-of-pocket expenses that could arise from unexpected incidents on the road.
Peace of Mind: Having car insurance gives you peace of mind knowing that you're financially protected against the unexpected. Whether it's a minor fender-bender or a major collision, knowing that you have insurance coverage allows you to focus on driving with confidence and enjoying your vehicle without worrying about the potential financial repercussions of an accident.
Claim Intimation (by letter or email)
Estimate/Quotation from the authorized dealer/repairer
Copy of Driving Licence & updated Vehicle Registration Book (Blue Book)
Original Report from the concerned Police authority
Original VAT Bills/Cash Memos towards repair/replacement
Duly Completed Claim Form
Estimate/Quotation from the authorized dealer/repairer.
Copy of Driving Licence, Vehicle Registration Book (Blue Book) & Route permit (if applicable).
Police Report.
Original VAT Bills/Cash Memos towards repair / replacement.
Third Party’s Vehicle/Motorcycle Policy copy
Duly Completed Claim Form
Police Report.
Emergency Card issued by the treating Hospital/ Nursing home
Attending Doctor’s/Hospital’s prescriptions/Nurse’s Daily Record/ Doctor’s prescription including chit issued by the Nurse on duty.
Discharge Summary in original.
Original bills incurred for medical expenses.
