Cycle Rider’s Accidental Insurance
This policy will cover accident including the accident during the cycling events.
Benefit and Coverage
Death – 100% of Sum Insured Amount
Permanent Total Disablement – 100% of Sum Insured Amount
- Loss of sight of both eyes / loss of both hand or both foot / loss of one hand or one leg and sight of one eye.
Permanent Partial Disablement
- 50% of Sum Insured Amount – for Loss of sight of one eye / loss of one hand or one leg / loss of vocals / loss of hearing capacity of both ears
- 20% of Sum Insured Amount – for Loss of hearing capacity of one ear / loss of thumb in hand
- 15% of Sum Insured Amount – for Loss of index finger in hand
- 7% of Sum Insured Amount – for Loss of any other finger in hand
- 5% of Sum Insured Amount – for Loss of thumb in foot
- 4% of Sum Insured Amount – for Loss of any other finger in foot
- As prescribed by Specialist – Loss of other parts
Accidental Medical Benefits Up to 10 percent of the total sum insured
Scope of Coverage
- Age Limit Up to 60 years of age
- Geographical coverage: Worldwide
- Accident during the cycling events is extended to cover within Nepal only
Exclusion
- Self-injury, Suicide or attempt to suicide
- Alcoholism & intoxication of drug
- Hazardous Sports
- Willful exposure to danger
- Breach of Law
- Other exclusions will be as described in the policy wording
Personal Accident Insurance For Riders
Benefits:
- (A) Death: Total insured amount
- (B) Permanent Total Disability: Total insured amount
- (C) Permanent Partial Disability: 50% of total insured amount
- (E) Medical Benefits: Rs. 25000/- only.
Scope of Cover
- Age Limit: Up to 60 years of age
- Geographical coverage: Worldwide
Exclusion in Personal Accident Insurance Policy
- Self-injury, Suicide, Alcoholism
- Hazardous Sports
- Willful exposure to danger and Breach of Law
- Exclusion of the policy will be as described in the policy wording.
Shramjibi Personal Accidental Insurance
This policy will cover accident including the accident that may occur during the daily life and various independent job profiles as below. The only motive is to help out on over the financial burden to the insured party and family in case of any accident.
- Electrician
- Painter
- Plumber
- House maids
- Construction
- Mechanical
- Contractors
- Tailors
- Etc.
Benefit and Coverage
Death – 100% of Sum Insured Amount
Permanent Total Disablement – 100% of Sum Insured Amount
- Loss of sight of both eyes / loss of both hand or both foot / loss of one hand or one leg and sight of one eye.
Permanent Partial Disablement
- 50% of Sum Insured Amount – for Loss of sight of one eye / loss of one hand or one leg / loss of vocals / loss of hearing capacity of both ears
- 20% of Sum Insured Amount – for Loss of hearing capacity of one ear / loss of thumb in hand
- 15% of Sum Insured Amount – for Loss of index finger in hand
- 7% of Sum Insured Amount – for Loss of any other finger in hand
- 5% of Sum Insured Amount – for Loss of thumb in foot
- 4% of Sum Insured Amount – for Loss of any other finger in foot
- As prescribed by Specialist – Loss of other parts
Scope of Coverage
- Age Limit Up to 60 years of age
- Geographical coverage: Worldwide
Exclusion
- Self-injury, Suicide or attempt to suicide
- Alcoholism & intoxication of drug
- Hazardous Sports
- Willful exposure to danger
- Breach of Law
- Other exclusions will be as described in the policy wording
Connect with us and apply for Insurance online
Contact us for further assistance: 9801911061
Email: [email protected]
