It covers a financial loss that can arise virtually on a daily basis. Policies can be issued on a Comprehensive or Third-party basis.
We issued the first policy on 1st December 1993.
What’s covered ?
Comprehensive covers:
Our standard Motorcycle Insurance covers damage to your motorcycle due to:
- Fire and Lightening/self-ignition
- External Accident
- Theft or Burglary
- Natural Calamities
- Riot Strikes, Malicious Acts & Terrorism(optional coverage)
- Third-party coverage
- Personal Accident to rider and pillion rider
Third-party only covers:
- Your legal liability for
- Death or bodily injury to Third-party
- Damage to property of Third-party
- Personal Accident to rider and pillion rider
What’s required to get insured?
- Duly completed proposal Form
- KYC form to be duly completed
- Tax invoice /Bill copy of purchased vehicle
- Copy of Blue Book
What’s required for claim?
In case of Comprehensive coverage:
For Own Damage Claim
- Claim Intimation(by letter or email)
- Estimate/Quotation from the authorized dealer/repairer.
- Copy of Driving Licence & updated Vehicle Registration Book (Blue Book).
- Original Report from the concerned Police authority.
- Original VAT Bills/Cash Memos towards repair/replacement.
- Duly Completed Claim Form
In case of Third Party coverage/Rider and Pillion Rider:
- Third-Party Vehicle/Motorcycle
- Estimate/Quotation from the authorized dealer/repairer.
- Copy of Driving Licence, Motorcycle Registration Book (Blue Book)
- Police Report.
- Original VAT Bills / Cash Memos towards repair/replacement.
- Third Party’s Vehicle/Motorcycle Policy copy.
- Agreement (Milapatra) in original done in presence of the concerned legal authority.
- Duly Completed Claim Form.
- Injury
- Police Report.
- Emergency Card issued by the treating Hospital/ Nursing home
- Attending Doctor’s/Hospital’s prescriptions/Nurse’s Daily Record/ Doctor’s prescription including chit issued by the Nurse on duty.
- Discharge Summary in the original.
- Original bills incurred for medical expenses.
- Agreement (Milapatra) in original done in presence of the concerned legal authority.
- Duly Completed Claim Form.
- Death
- Duly Completed Claim Form
- Letter from District Administration office and any other relevant document.
- Ghatna Sthal Muchulka.
- Compensation Receipt (As applicable).
- Death Certificates
- Autopsy Report
- Citizenships
- Post Mortem Report
- Certificate of relationship
Note: All the documents to be notarized except original documents
